When it comes to managing our finances, having a broke mindset is a big disadvantage. But in reality, most of us are conditioned to incorporate negative ways of thinking about money into our lives. The good news is it’s possible to transform your mindset, which could lead to positive changes in your financial situation. Let’s … Read more

You got the job offer – congratulations! Time to accept it and get to work, right? Hold up – before you rush to accept that first offer, you should consider writing a salary negotiation counter offer letter. You likely have more power than you think you do when it comes to the terms of your … Read more

At the end of each semester, have you found yourself staring at your desk wondering where on earth is the best place to sell textbooks online? I mean, you probably don’t want to see them again. And throwing them out is obviously wasteful. Well, what if I told you that there are some great options … Read more

Are you looking for the cheapest way to move out of state? The reality is that moving long-distance can be quite expensive, more so than local moves. From packing supplies to transportation, the cost to move can really add up. Depending on how far you need to move and how much stuff you have, it … Read more

The key to building wealth and achieving financial success is creating multiple sources of income. In fact, the average millionaire has several sources of income. Having multiple income streams can give you peace of mind with your finances because you aren’t relying on one single job or investment for your money. Basically, you aren’t putting … Read more

All of us grew up playing games of some sort. Whether it was Tiddlywinks, Game of Life, Candy Land, or some good ol’ fashioned Monopoly, I’m sure we have fond memories of having some family fun around the card table. Now that we’re adults and have transitioned to “grown up things”, it doesn’t mean we … Read more

These budget friendly essentials for toddlers are linked via affiliate links that help us grow Clever Girl Finance! Please see our disclosures for more information. We made a list of budget-friendly essentials for toddlers because your baby is growing into a little human. Your child is exploring more and becoming more independent. And they’re learning what they … Read more

Let’s talk about how to build wealth in your 20s! In your 20s, it might seem like you’ll never reach your financial goals. After all, according to a credit report by Experian, the average Gen Z consumer under age 24 has $10,942 worth of debt. And that increases as you age, as the average Millennial consumer … Read more

No matter where you’re at on your financial journey, there’s always something you can improve. That’s where having a list of “save money slogans” can come in handy! Most people enjoy having reached goals for a time, and then want to move on to the next thing. For example, perhaps you’ve just saved $10,000 in … Read more

Doing your own taxes is a great way to save money, but let’s face it — some of us have pretty complicated taxes and prefer to avoid the stress of making sure everything’s accurate. Using the services of a professional who knows all the tax rules can be a load off your mind, but if … Read more