10 Monthly Bills You Can Negotiate Today

Did you know you may be able to lower your bills by negotiating them? There are all kinds of bills out there that you can lower to save money, like insurance, internet, and even medical bills. I’ve negotiated a few bills myself and have some tips to share that can increase your chances of a… … Read more

What Are You Wasting Money On?

One of the ways to find yourself in financial trouble is to waste your money. In order to get your finances back on track, you need to be able to identify money wasters in your budget, and then make an effort to stop spending money on those items. Will you spend some time today to … Read more

My Realistic Monthly Budgeting Routine (A Breakdown)

If you’ve ever opened your budgeting app or spreadsheet and instantly felt overwhelmed, trust me, I’ve been there. For a long time, I thought budgeting meant rigid rules, endless calculations, and trying to predict every dollar. But the truth? That kind of perfection just isn’t realistic, especially when you’re balancing family, work, and everything life … Read more

Affordable Mortgages for First-Time Homebuyers: A Guide to Homeownership in 2025

The following is a sponsored partnership with PSECU. Buying your first home is one of life’s biggest milestones. However, the price tag can many times feel out of reach, especially with rising prices and high interest rates. Fortunately, many lenders now have affordable mortgage options to lower upfront costs and make your first house more… … Read more