The credit card industry is definitely a lucrative one. And that doesn’t come as much of a surprise, considering most of us are walking around with a credit card in our wallets. But how do credit card companies make money? Credit card companies make the most profit from interest charges and other fees. In fact, … Read more

What is a bounced check? It’s one of those terms that a lot of people have heard, but not as many can explain. And the impacts of a bounced check can seem equally mysterious! Of course, it’s important to understand all of these things, so you can avoid being put in a messy financial situation. … Read more

If you don’t feel like you truly have a strong handle on your finances, one possible cause for that is using a budgeting method that doesn’t work. While not everyone needs a to-the-penny balanced budget, some type of budgeting strategy or template is really important if you want to know where your money is going month after month. … Read more

Are you looking for the best mystery shopping companies and the best secret shopper jobs? I have mystery shopped a lot over the years so that I could make extra money. It didn’t make me rich, but it gave me some extra cash. I first heard about being a secret shopper when I worked at… … Read more

The turkeys have been eaten and the trees are starting to go up. Christmas is right around the corner. While we’re all looking forward to one of the most magical holidays of the year, that also means that the new year is right around of the corner. Pretty soon, we’ll be making our new year’s … Read more

One of the best things you can do for yourself as the year winds down is to perform a financial year-in-review. Understanding your good moves, as well as identifying your mistakes, can be a great way to improve the way you manage money going forward. Look at Your Spending for the Year The first thing … Read more

One of the questions I get regularly is this: I’d like to start a side hustle, but I don’t have any time. How can I find the time to make more money? This is a tough one because we all have busy lives and schedules. It’s especially true if you add kids into the mix. … Read more

You’ll probably think about downsizing your home at some point in your life. Whether it’s because you now have an empty nest or you simply just don’t need the space, moving to a smaller home can actually feel very freeing. A smaller space means less responsibility but more importantly, it means less costs. Many Americans … Read more

Want to learn how to make $1,000 in 24 hours? While it’s not as easy as making $100 in a day, you do have some options. Some may allow you to make $1,000 right away, and others may mean that you have to build up to reach this level. Perhaps you’re looking for extra money… … Read more

Often, living on one income requires you to get creative with your budgeting and learn to prioritize your needs over your wants. However, it can also help you find joy in the simple (and free) things in life. Check out these 15 tips to help you live well on one income. There are a lot … Read more