What truly constitutes an emergency? Many of us tend to justify taking money out of our rainy day fund by calling something an emergency when, really, it’s not a true emergency. As you work on building your emergency fund, take a step back and consider how you will use the money you accumulate. Dr. Stephen Lesavich, the co-author … Read more

Your credit score is an important number that can have a big impact on your life. Although it is just three digits, it can tell potential lenders a lot about your creditworthiness. If you regularly monitor your finances, you may notice when your credit score lowers. If it happens unexpectedly, you might ask, “Why did my … Read more

How can you ensure you don’t go over your budget? Staying focused with money can be challenging for many of us (raising my hand here!). The temptation to overspend, unexpected expenses, and lifestyle inflation are just a few obstacles that can get in the way. However, with the right strategies, learning how to stay on … Read more

Hey, I’ve just been featured on CNBC and I want to say hello to all of my new readers. You can read the CNBC article here – 34-year-old mom dropped $50,000 to cruise the world with her family: ‘It was some of the best money I ever spent’ If you are a new visitor –… … Read more

One of the common ways to manage multiple credit cards and pay off debt quickly is by doing a credit card balance transfer. Are you wondering, “How do balance transfers on credit cards work?” or “What is a balance transfer?” Find out more here! How do credit card balance transfers work? A balance transfer is when you … Read more

Looking for jobs where you can bring your child with you? Yes, some jobs and companies let you bring your child to work. More and more companies are supporting parents by providing on-site childcare facilities. Plus, along with the rise of remote jobs, there are many jobs out there that let you bring your child… … Read more

Do you have unwanted gift cards? Here are 7 ways to sell gift cards online instantly for cash and make extra money. Approximately $3 billion in gift cards go unused in the U.S. every year. If you’re one of those people who have gift cards and don’t plan to use them, consider selling the gift… … Read more

Have you ever thought about where your spending habits come from? We all know that some of us have a hard time saving money, while others find it difficult or painful to spend their hard-earned cash. Some of your money management style comes from your upbringing — the lessons your parents taught (or didn’t teach) you … Read more

Want to learn how to get free furniture? Do you want to transform your living space without breaking the bank? Here’s a guide on furnishing your house without spending any money.  Whether you’re looking for sofas, beds, dishes, or other household items, there are ways to get free furniture. Today you’ll learn: You may be… … Read more

Are you looking for the best gig app to make money? Gig apps have changed how you can make money. You can use your phone and the right app to find part-time jobs that are flexible. These apps have opportunities in many different industries like delivering food, giving rides, or doing tasks for people. Whether… … Read more