Do you ever feel like your money disappears the moment you get paid? Maybe you have mounting credit card debt or an emergency fund that’s dangerously low. If you want to take control of your finances, break the cycle of overspending, and build lasting financial stability, then a low-buy year could be the perfect reset. … Read more

Have you been overspending and want to get back on track? Maybe you just want to boost your savings or finally break free from impulse purchases. A no spend month could be exactly what you need! Even the most financially disciplined people have moments where they spend more than they should. Life happens—unexpected sales, social … Read more

If you’re thinking about using the cash envelope system to budget effectively, having the right cash envelope wallet is key. A well-organized wallet makes it easy to divide, access, and track your cash, helping you stay committed to your budgeting goals. Without one, managing your envelopes can feel chaotic, making it harder to stick to … Read more

Are you looking for the best side hustles you can start with no money? Making extra money doesn’t have to cost you anything up front. You might think you need cash to get started, but that’s not always true. Over the years, I’ve started many side hustles without spending a penny (including this site that… … Read more

When you live on the other side of the country from your extended family, it’s a special treat when they come to spend a few weeks with you for the first time. Not only do you get to spend quality time together, but you get to show them your neck of the woods and play … Read more

Are you wondering what the best jobs for 18-year-olds are? Finding a job as an 18-year-old can be exciting and challenging. You’re at a new stage in life, ready to earn money and gain work experience. There are many options out there for young adults like you, from part-time gigs to full-time careers. At 18,… … Read more

Do you want to learn how to make $20,000 a month? I’ve been making over $20,000 a month for many years, and it’s been life-changing. It’s allowed me to pay off debt, travel whenever I want, and have more freedom in my life. Making $20,000 a month might sound like a dream, but it is… … Read more

Do you want to turn your side hustle into your full-time job? I never thought my side gig would become my full-time job. It started as a way to make extra cash in my spare time. But over time, it grew into something bigger. It wasn’t easy, but I’m glad I took the leap. Now… … Read more

Encouraged by my dear husband’s post on How to Save Money on Weddings last week, I’m going to dive deeper into wedding invitations and in particular, whether you should buy or create your own.  For many of us budget folks, this is one of the easiest ways to save some money but obviously, we need … Read more

Are you wondering what the best jobs for 17-year-olds are? Looking for a job as a teenager can be exciting and a little scary. You might wonder what options are out there for someone your age. The good news is that there are many jobs for 17-year-olds that can help you earn money and gain… … Read more