Have you ever considered active or passive real estate investing? It turns out, a surprising number of people have. A Gallup survey found that real estate has been the favored investment for American investors. 34% of Americans cited real estate as their top investment choice, while only 26% said stocks and mutual funds. However, real … Read more

Everyone knows that college is expensive. And scholarships for black women can be helpful when you want to avoid debt or if paying for college would be a challenge. Scholarships are essentially free money that you don’t have to pay back. When you don’t have to pay out of pocket or take out student loans, … Read more

Taking on new challenges and developing healthy habits can be done anytime. Whether it’s a new year, season, or month, you can improve your finances with a no spend challenge. Let’s learn how it works and why you should try it out! What is a no spend challenge? No spend challenges have become trendy over … Read more

Are you looking into side hustles? While we all want to “get rich quick,” if something sounds too good to be true, it just might be. In this article, we’ll cover exactly how to avoid Ponzi schemes — faux investment opportunities that will quickly leave your bank balance in the red. Learning how to spot … Read more

Things can get a little tense when it comes to money and relationships. I know that my partner and I sometimes have different financial priorities and that it affects our relationship. We haven’t, however, had a lot of fights about money recently. Some of that has to do with accepting what each of us cares … Read more

While saving money is always a smart idea, sometimes it can be difficult to motivate yourself to set aside a chunk of cash every paycheck. So if you struggle with saving every month, you might want to try out a savings challenge, like the 100-day envelope challenge. With this challenge, you can end up saving … Read more

Looking for jobs that pay $20 an hour or more? Whether you are looking for full-time or part-time jobs that pay $20 an hour or more, there are many different jobs that may interest you. There are plenty of great jobs that pay $20 an hour and much more. Some jobs may require a degree … Read more

Since you’re reading MoneyNing.com, I’ll assume you’d rather receive interest than pay interest. You’ll like this post. I’m 26 and I’ve never paid a dime in credit card interest. Not paying interest is obviously ideal since I’m not spending money just for the privilege of borrowing money. But going further, this also means that I … Read more

When it comes to managing our finances, having a broke mindset is a big disadvantage. But in reality, most of us are conditioned to incorporate negative ways of thinking about money into our lives. The good news is it’s possible to transform your mindset, which could lead to positive changes in your financial situation. Let’s … Read more

You got the job offer – congratulations! Time to accept it and get to work, right? Hold up – before you rush to accept that first offer, you should consider writing a salary negotiation counter offer letter. You likely have more power than you think you do when it comes to the terms of your … Read more