If you’re finding it challenging to make ends meet, and saving money seems impossible, it’s time to learn how to drastically cut expenses. Try this when your current budget isn’t working and you have to make major changes to your finances. Although most of us don’t love to reduce our spending, it’s often necessary in … Read more

I’ve been getting out of my comfort zone more lately. As someone on the introvert end of the scale, it’s sometimes difficult for me to get out there and meet people. Additionally, I’m somewhat risk-averse when it comes to my money. However, I’m learning about the importance of taking risks with my life and with … Read more

In the business world, core values are important to shaping a company’s culture and vision. They will also dictate how the company will bring that vision to reality. But just having core values — even if they’re displayed in gold-embossed letters on the office wall — isn’t enough. Clients and customers will quickly notice if … Read more

Obviously, not everyone who gambles has a problem. Many people enjoy gambling as a social activity without it threatening their financial security or family relationships. I would go as far as to say that even gambling huge sums may be justified as long as their finances can justify the expense. I have a friend who … Read more

Have you tried playing a saving game to help you spend less and save more? Saving money can be a challenge for everyone. But making a game out of it can make the process less tedious and more fun! According to Zippia.com, statistics show that most Americans have only $4,500 in savings, and 42% don’t … Read more

Without short-term savings goals, it can be difficult to move the needle toward a brighter financial future. That said, short-term savings goals can help you to create a plan for your money and help you avoid procrastination. Let’s explore more about what these goals are, why you should set them, and how to reach them. What … Read more

For years, I was working anywhere from 60 to 100 hours per week. I hardly got any sleep, barely saw my friends and family, and had very little time to do things for myself. It was exhausting, and I knew that I couldn’t do that long term. When I would think about what I wanted … Read more

Long before high school seniors fret about those caps and gowns in the next few months, they’ve been thinking about the next step. Students are encouraged to go to college fresh out of high school, with recruiters, parents, counselors ad advisors hounding them to decide which colleges and courses of study they’ll pursue as early … Read more

I recently attended a young professionals networking event with a professional development presentation on money management. This was a great presentation (as a money nerd, and someone who makes a living writing about it, I was riveted), and it brought up an important consideration: How much time do you make for your financial plan? The … Read more

“Today is the only important day. There are 86,400 seconds in a day, and how you use those are critical.” As someone who’s training to run a marathon next June, I’m constantly bookmarking inspirational quotes and videos I find online. The above quote is from a video collage posted by a fitness Facebook page, that … Read more