Money is one of the most divisive issues we deal with on a daily basis — even more than politics, parenting philosophies, or which sports teams you support. No matter how carefully you try to keep money from damaging your relationships, you will encounter awkward situations that could have a negative effect on your family … Read more

Picture this – you’ve received or saved $20,000, and you’re not quite sure what to do with it. You could spend it on a luxurious vacation or a new car or perhaps invest it wisely to set yourself up for financial stability in the future. Well. let’s find out the best way to invest $20k! This … Read more

Buying a home is often seen as an important rite of passage to ‘adulthood’ and a major part of the American dream. Depending on your situation and where you live, it can also be cheaper than renting. But unless you have a large chunk of money just sitting around, the down payment it requires is … Read more

There’s never been a better time to learn financial literacy basics. With the cost of living and household debts rising, it’s critical to understand how finances work so you’re in control of your cash. Unfortunately, though, financial literacy is lacking in the US. For example, only 57% of adult Americans are financially literate and able … Read more

Is it possible to learn how to be less materialistic? It’s no secret that our society is placing an increasingly heavy focus on material possessions. The constant pursuit of more and more stuff has become so ingrained in our culture that it’s often hard to even imagine what life would be like without it. But … Read more

Last Updated: March 27, 2023 BY Michelle Schroeder-Gardner – 2 Comments Disclosure: This post may contain affiliate links, meaning I get a commission if you decide to make a purchase through my links, at no cost to you. Please read my disclosure for more info. Are you looking for quick and easy air fryer recipes? … Read more

I was given a small weekly allowance as a child, but unlike most kids, I didn’t choose to spend it right away. Instead, I couldn’t wait to put it in my piggy bank. I wasn’t really saving up for anything at that age. It was just exciting to watch my bank get filled with coins. Although … Read more

When it comes to personal finance, one of the biggest debates has always been around active vs passive income. Which one offers more benefits? What are the pros and the cons of each? And most importantly, how can you generate either or both? This article will answer these questions, giving you a comprehensive guide on … Read more

One financial decision many people struggle with is whether to focus their energy and resources on paying off debt (which frees more of your income) or investing in retirement (which secures your financial future). With more than 43 million Americans responsible for $1.6 trillion dollars in student loan debt, getting free of debt burdens should … Read more

It’s no secret that growing even a small vegetable and herb garden saves money on grocery bills through the spring and summer months (and, if you preserve them, you’ll save through the fall and winter as well). What’s not as well-known is the expense of putting one in. For me, gardening always seemed like an … Read more