As someone who has rented an apartment for a long time, I didn’t think I needed renters insurance. It seemed like an unnecessary expense to add to my budget. After all, as a self-proclaimed minimalist, I don’t have a lot of “stuff” so I never saw the value in it. It wasn’t until a few months … Read more

Now that my son is 14 and getting ready for a driver’s permit, I’ve been thinking quite a bit about buying a car. (Yes, you read that right. In Idaho, you are eligible for a permit at 14 and a license at 15.) It’s a few years since I’ve bought a car; I tend to … Read more

Today, I have a very informative article from Paul Kim of Ocho all about the benefits of having a solo 401k, how much you can contribute each year, and how a solo 401k works. Since many of my readers are self-employed, I thought this would be the perfect topic to cover today, as saving for … Read more

There are some financial mistakes we tend to make more than others and sometimes we may not even realize we are making them. I’ve made many myself over the years and it’s pretty embarrassing but I’ll share my biggest financial mistake. A few years ago, as a young and financially-dumb 23-year old, I left my … Read more

Let’s be honest: when we look good, we feel good (and vice versa). The desire to want to look good every day is by no means shallow. If we don’t feel good about how we look, we may not be able to act as our best selves. Today I’m sharing my top tips for how … Read more

Procrastination is something almost everyone struggles with from time to time, and most of us have tried to combat procrastination in one way or another, but it doesn’t always work. We all have tasks that we need to complete and goals we want to reach, but it can be quite a challenge to find the … Read more

Ready to get your busy schedule and finances under control? Creating a personalized time management plan can help you achieve greater productivity, reduce stress, and improve your overall financial wellness. In this article, you’ll get practical tips and techniques that can work for your unique lifestyle. What is time management? Simply put, time management means … Read more

Being financially independent is a dream of many Americans, but how do you get there?  While financial independence is about having enough passive income to cover your living expenses without needing to work actively, financial freedom is about living the life you want without financial constraints. Dig in to understand the real difference between financial … Read more

Let’s talk about recession-proof jobs! Any time the mention of a recession hits the headlines, there is a sense of worry about job security, and with good reason. But how can you stay on track of your financial goals in a recession? Being in one of these careers can help! Let’s look at recent history. … Read more

I’ve never been one to budget every last cent, and I’ve never been on a spending diet. Most of the time, I’m content to make sure my goals are being met each month  and then I spend whatever’s left. Lately, though, I’ve noticed my old habit of just buying something because I can is creeping … Read more