A cash envelope system is a useful budgeting tool for anyone that needs a visual budget to stay on track. Not only will this method help ensure your spending is controlled, but it has also been shown that cash envelope budgeting may lead to spending less money! Although the envelope money system will not work … Read more

Are you looking for tips on how to declutter paperwork? You are in the right place! Individually, paper doesn’t take up a lot of space, but once you start accumulating more and more of it, it can begin to feel overwhelming. Do you waste time searching through paper piles and old bills? Sorting paper, looking … Read more

We focus on stocks and bonds when we think of investing most of the time, but we often forget that it’s also possible to invest in ourselves. An investment in yourself can offer very good returns, as long as you are wise with your investment. I’ve been in exploratory mode this year. I’m trying to … Read more

Do you want to learn how to get paid to take pictures? Have you ever taken a photo and thought to yourself, “How do I get paid for taking pictures? This is my dream job!” Guess what? You can make it a reality! There’s a growing demand for photos, and you can make money with … Read more

I’m always looking for new ways to curb my spending, save money, earn freebies, and ultimately, live a more frugal lifestyle. This has especially meant becoming more careful about my purchases over the last few years. Looking back, I’m painfully aware of the money I’ve wasted: Impulse purchases that weren’t accounted for in my budget … Read more

You’ve read all the books and watched all the Youtube videos but you still don’t know where to start. Sometimes, when it comes to your personal finances, it can be hard to apply generic advice. And that’s probably why you’re asking the question: do I need a financial advisor? Financial advisors are financial professionals that guide clients, using their expertise, on what … Read more

Are you looking to learn new ways to save money? Here are 37 hacks to save more money with real tips from real people. In today’s article, I asked my readers and some of my personal finance expert friends for their best tips on how to save money. I love finding out how people are … Read more

Lenders look at a myriad of financial factors when they run your credit report, but there’s another unlikely indicator that creditors are starting to pay attention to: your friends as presented by your social media accounts. What do your Instagram friends have to do with your credit history? Well, the concept of peer pressure, far … Read more

Ah, credit cards! They can be super helpful tools for managing your finances, but they can also leave you scratching your head in confusion and overwhelm. One common question that often pops up is this: can you pay a credit card with a credit card? The answer is: sort of. Let’s dive into the world … Read more

As prices go up for basic groceries, cheap breakfast ideas may become more and more of a necessity. Most of us don’t want to give up a healthy breakfast due to cost. And if you never miss breakfast, you might need some easy cheap breakfast ideas to shake up your routine. Not to worry, we … Read more