It’s exhilarating when you finally catch on to the power and freedom that comes from saving money to pay for things rather than using credit cards and loans. But, unless you’re a professional, it can also be overwhelming as you try to keep multiple objects airborne without dropping one (or all) of them. Sure, you … Read more

If you are in debt, you are not alone. In addition to all of the resources available to help you develop your own plan to get out of debt, there are public agencies that can offer assistance, too. If you’ve never heard of this option, you may be wondering, “how does consumer credit counseling work?” Well, … Read more

We often think of spring and summer when we think of home buying and selling. Additionally, we assume that selling a home is hard in the winter because of the thin market and fewer buyers. Research goes against the idea that winter is a bad time to sell, however. A report from Redfin from a … Read more

Even when you’ve got a lot of things right, you might reach a point when getting your financial situation under control seems impossible. If you’re really struggling financially and aren’t sure which problem to tackle or how, budget counseling can help. Budget counseling can teach you how to budget and budgeting methods. Plus how to protect your credit scores and other key financial strategies. … Read more

Sometimes, no matter how much we think we are cutting back on spending, it’s not enough. Cutting back on things like gym memberships and Starbucks might be a good way to save money, but sometimes we need more. Instead, we need to resort to living on an extreme budget and finding extreme ways to save money. I remember my family went through a tough time … Read more

Receiving a sudden financial windfall can come with many mixed emotions. It’s exciting and overwhelming all at the same time! When handled with care and used wisely, receiving a large sum of money provides a great opportunity to improve your financial situation. Windfall money might materialize in the form of gifts, bonuses, settlements, inheritances, lottery … Read more

You’re likely reading this article because you’re interested in the differences between the way poor vs rich people think and act. You’d probably like to apply the habits of the rich in your own life, right? Well, one thing stands out – it starts with a rich mindset. If you’re serious about becoming successful, then you … Read more

Looking to find the best dog walking app to work for? Do you want to turn your love for dogs into a side hustle? I have walked dogs as a side hustle and it’s still one of my favorite ways to make extra money. My favorite dog walking site is Rover, and it is what… … Read more

Do you spend money faster than you can make it? If you feel this way, you’re not alone. That said, ideas on money saving challenges could be just what you need, as we could all use some extra money, especially in these trying times. According to Forbes Advisor, over 75% of Americans are concerned about … Read more

The beginning of a new year is a time many people use to take a fresh look at their physical health, evaluate how well they kept to their fitness goals last year, and either renew them or take a different approach. The same process should apply to financial health. Looking at the good, bad, and … Read more